Don’t Be the Victim of an Identity Thief

Posted by on February 23, 2013

Forensic AccountingThe movie Identity Thief may be a comedy, but anyone who has dealt with having their identity stolen has not found it funny.  How often do we hear about websites and companies being hacked and personal information stolen?  Credit card fraud, identity theft, online scams and embezzlement are too often in the news.  This has led to a need for individuals trained to find and prevent these types of fraud.  Minnesota School of Business offers a degree in forensic accounting to teach the skills needed for this ever evolving and growing career field. 

 Professionals with a forensic accounting degree are the people who untangle and investigate the mess left behind when fraud happens. They have the knowledge and abilities that allow them to not only help individuals but also to prevent fraud in companies. A forensic accounting degree is an exciting career involving investigative work needing the knowledge to understand financial transactions.

Identity theft is a huge problem in today’s world. Every person must take precautions to keep their personal information safe. It is not necessary to lock down your life but following these tips will greatly improve your chances of not needing the fraud detection services of someone with a forensic accounting degree.

  1. Keep your social security number confidential. Do not give it to anyone until you have verified who they are and what they need it for. If your social security number is on your driver’s license or insurance card have it removed. There are other numbers that can be assigned in place of your social security number.
  2. Keep your mail safe. If you are going away, make sure you stop mail delivery with the post office. Make sure you pick your mail up from the mail box each day so that it does not pile up and let a thief know you are away or not paying attention. Your mail contains all of your personal information and account numbers. In the hands of a savvy thief this is a gold mine.
  3. Remove yourself from credit card mailing lists. Credit bureaus compile marketing lists for pre-approved offers of credit. This is an open door for identity thieves who can steal them and apply for credit in your name. Get off these lists by calling 888-567-6888. Removing yourself from these lists will not affect your ability to get credit in the future.Forensic Accounting
  4. Keep your information safe while you are online. Do not send sensitive information through an unsecured site. Credit card numbers and social security numbers are prime information for identity fraud. Do not let them just grab your numbers.
  5. Crooks often will pretend to be from a company you do business with. If someone calls or emails you trying to verify personal information the company all ready has, do not give it to them. Be wary of anyone who needs your personal information. Find out what they want it for and if it is a company you all ready deal with, call and ask if they have sent this inquiry.
  6. Memorize your passwords and pin numbers. This is an open door to anyone who finds where you have the information hidden. Do not leave them in a wallet or a desk where people could locate them and use the information against you.
  7. Lock up all of your personal information. Make sure that no one can get your social security card, birth certificate and other important papers. Do not leave it unlocked in your home, office or car.

Keeping your identity safe is a must for everyone today. If someone does get your information act quickly to stop any harm they may be able to do.

 


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