For some students their financial aid is more than enough to cover the cost of school. This is especially true for some half-time students. So, by requesting the maximum loan amounts you may actually be increasing your loan debt unnecessarily and increasing the cost of paying for school. Be sure to talk to your financial aid advisor whenever you are signing loan paperwork to ensure you are taking out the correct amounts.
If you have extra funds you may be able to take another credit or two.
For those of you who just have enough funds or not quite enough for half-time status,
there are loan options available to get additional funding to take more
Studies have shown that students who go to school full-time are
more likely to graduate and they are more likely to graduate on-time. I
know from experience that it can be hard to go to school full-time and have a
job, but I also know what going half-time does to my motivation.
So if you want to know more about your options so you can take more classes and maybe
graduate a little sooner, stop into the financial aid office and talk with your financial aid advisor.