Here are some ways to keep those bills less scary.
Make a holiday budget. This is probably the most important tool in cutting back, yet it’s probably the one thing most of us DON’T do. If you don’t know how much you have to spend, you’ll most certainly spend more than you have!
Create a gift list. Who do you need to buy for?
Make a list and specify a dollar amount for each person. Then look at ads,
seek out good deals, and have a gift idea in mind before you go out shopping.
Wandering aimlessly at the mall with no idea of what to get is a good way to spend
too much money!
Skip the holiday cards. While it’s nice to send pictures and greetings to everyone
you know, it’s probably not necessary, especially if budgets are tight. Consider
an alternative like emailing a newsletter or picture.
Seek out free activities. There’s plenty to do to keep kids (and yourself!) entertained
this time of year. Entertainment doesn’t have to come in the form of a movie at
the theatre or a dinner out. Consider a volunteering project at a food shelf or toy
collection agency; plan a night out to look at holiday light displays; visit the public
library to get holiday books and movies.
Don’t overlook hidden costs. We often consider shopping and food costs, but
what about gas money to travel to Grandma’s house? Money for drinks
downtown with friends from out of town?
Planning ahead will help keep these costs in check!!
Chris Cook Financial Aid Administrator
Monday-Thursday 8 a.m.-8 p.m.
Friday 8 a.m.-4 p.m.
Laurie Dresow, Financial Aid
Director (507) 535-8012
Financial Aid Administrators:
Chris Cook (507) 535-8035
Amanda Skou (507) 535-8016
Mike Waters (507) 535-8036
Student Accounts Manager
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E-mail Chris Cook: